Photo of Dr. Rubeena Dhami

Dr. Rubeena Dhami, MD

DPC Family Medicine physician, San Jose, CA

Moonstone Direct Primary Care

Dr. Dhami founded Moonstone Direct Primary Care, a membership practice that does not bill insurance for primary care services.

San Jose, CA 95113
At a glance
Practice model
Direct primary care, no insurance billing
Membership, ages 18 to 39
$129 a month
Board certification
Family medicine (American Board of Family Medicine)
Languages
English, Punjabi
Ways to reach her
Office, home, virtual, phone, text

Facts on this page last checked October 2026. How we check doctors

About Dr. Dhami

Dr. Dhami is a physician who founded Moonstone Direct Primary Care. She earned her medical degree from St. George's University School of Medicine in 2018. She is certified by the American Board of Family Medicine.

She speaks English and Punjabi. Moonstone is a direct primary care practice. It does not bill insurance for primary care services and charges a flat monthly membership fee. Visits last 30 to 60 minutes, which leaves time to talk through each concern.

Members can see her in the office or at home, or reach her by video, phone or text. Membership covers short-term problems such as cuts, sprains, urinary tract infections and ear and sinus infections. She hosts a monthly Walk with a Doc in Milpitas.

Membership and fees

Monthly membership at Moonstone Direct Primary Care is $99 for ages 4 to 17 with an accompanying adult membership (age 19 and older), $129 for ages 18 to 39, $149 for ages 40 to 64, and $199 for ages 65 and older, where Medicare patients join a waitlist.

Students pay $109 per month with proof of enrollment, families with 4 or more members enrolled get a 10% discount on monthly fees, and a one-time consultation for non-members costs $400.

A one-time non-refundable enrollment fee of $200 per person applies.

Services

Extended visits Acute care Cuts and lacerations Sprains and strains Urinary tract infections Ear and sinus infections
What family medicine doctors commonly treat

Education and credentials

Degree
MD
Medical school
St. George's University School of Medicine (2018)
Board certification
American Board of Family Medicine
NPI
1801423108

Hospital and practice affiliations

Founder of Moonstone Direct Primary Care
Hosts a monthly Walk with a Doc in Milpitas

Location

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Questions patients ask

Does Dr. Dhami take insurance, or offer a membership?

Moonstone is a direct primary care practice with a flat monthly membership fee. It does not bill insurance for primary care services.

How much does a membership at Moonstone Direct Primary Care cost?

Monthly membership is $129 for ages 18 to 39, $149 for ages 40 to 64, and $199 for ages 65 and older, where Medicare patients join a waitlist. Ages 4 to 17 pay $99 per month with an accompanying adult membership (age 19 and older), and students pay $109 per month with proof of enrollment. There is also a one-time non-refundable enrollment fee of $200 per person.

Is Dr. Dhami board certified?

She is certified by the American Board of Family Medicine.

Where did Dr. Dhami train?

She earned her medical degree from St. George's University School of Medicine in 2018.

Does Dr. Dhami offer telehealth?

Members can reach her through office visits, home visits, virtual visits, and phone or text.

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