Dr. Kara Lanpher, MD
DPC Family Medicine physician, Winter Haven, FL
My Direct MDDr. Lanpher is the owner and physician of DirectMD, a direct primary care practice in Winter Haven, Florida.
Facts on this page last checked October 2026. How we check doctors
About Dr. Lanpher
Dr. Lanpher earned her bachelor's degree from the University of Florida and attended medical school at St. George's University. She completed her residency at Florida State University. During her rotations, she delivered babies in the same room where she was born.
She opened DirectMD, the direct primary care practice in Winter Haven. She aims to be a hometown doctor who knows patients and their families. She believes healthcare should be personal again.
The practice supports weight loss through conservative management with nutrition and exercise planning, and with medications if desired. Depending on the facility's rules and distance, she may visit patients who move into a long-term care facility. Members can message her for urgent needs through the Spruce app.
Membership covers annual wellness exams, well-child exams, sports physicals and school physicals. Outside the practice, she enjoys boating and paddleboarding.
Membership and fees
Patients get their primary care straight from Dr. Lanpher and pay DirectMD a monthly fee.
Members can use HSA and FSA accounts as long as the monthly fee is $150 or less, as of January 1, 2026.
Medicare does not cover the membership, but Medicare plans can still be used for labs, imaging, prescriptions, vaccines and specialist visits.
Education and credentials
Hospital and practice affiliations
Location
Recognition and research
Awards
Media and books
Patient reviews
Questions patients ask
Does Dr. Lanpher take insurance, or offer a membership?
DirectMD is a direct primary care practice, and members do not need health insurance for primary care. Patients pay DirectMD a monthly fee.
Where did Dr. Lanpher train?
She attended medical school at St. George's University. She completed her residency at Florida State University.
Where is Dr. Lanpher's office?
Dr. Lanpher is the owner and physician of DirectMD (My Direct MD) in Winter Haven, Florida.
Can I pay for a DirectMD membership with an HSA or FSA?
Members can use HSA and FSA accounts as long as the monthly fee is $150 or less, as of January 1, 2026.
Does Medicare cover a DirectMD membership?
Medicare does not cover the membership, but Medicare plans can still be used for labs, imaging, prescriptions, vaccines and specialist visits.
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